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Real client results

A lower premium. Higher liability limits.

One real auto renewal, anonymized: the same two cars and two drivers, a lower six-month premium and higher liability limits.

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Real client comparisons

Always check your renewal before you renew.

Renewal prices often go up even when nothing has changed on your side, and very often there is a better option. Here are real comparisons from our clients, before and after.

  • We review your renewal offer before your policy renews
  • We compare price, limits, deductible and extra coverages
  • We show you the options side by side, and you decide

Real client, anonymized. Your price and coverage options depend on your situation; savings aren’t guaranteed.

Auto renewal comparison2 vehicles · 2 drivers · 6-month term
Real client · anonymized
Original renewal
$1,369/ 6 mo
Liability 25/50/25
Our re-quoteHigher limits
$1,135/ 6 mo
Liability 50/100/50

Same deductible in both quotes

What “25/50/25 → 50/100/50” means
Liability limitBeforeAfter
Bodily injury, per person$25,000$50,000
Bodily injury, per accident$50,000$100,000
Property damage$25,000$50,000
Difference over six months$234 less

Shown for illustration only — not a quote or a promise of savings. Only the liability limits shown were compared here; other coverages, deductibles and eligibility are reviewed individually for each client.

Better coverage for lessAuto · rental and towing added · 6-month term
Real client · anonymized
Original renewal
$970/ 6 mo
Liability 25/50/20
Deductible $1,000
Rental car Not included
Towing Not included
Our re-quoteHigher limits
$687/ 6 mo
Liability 50/100/50
Deductible $500
Rental car ✓ Included
Towing ✓ Included

Both insurance companies are A-rated

What “25/50/20 → 50/100/50” means
Liability limitBeforeAfter
Bodily injury, per person$25,000$50,000
Bodily injury, per accident$50,000$100,000
Property damage$20,000$50,000
Difference over six months$283 less

Shown for illustration only — not a quote or a promise of savings. Coverage, deductible and eligibility are reviewed individually for every client.

Reading the limits

What the three numbers mean.

Liability limits are written as three numbers, in thousands of dollars.

25 → 50

Bodily injury, per person

The most the policy pays for injuries to one person in an accident you cause: $25,000 before, $50,000 after.

50 → 100

Bodily injury, per accident

The most it pays for all injuries in one accident you cause: $50,000 before, $100,000 after.

25 → 50

Property damage

The most it pays for damage to other people’s property, such as their car: $25,000 before, $50,000 after.

Costs above these limits from an accident you cause can fall on you personally. That’s why we compare limits, not just the price.

Fair to say

What this example shows and what it doesn’t.

It shows

  • A real renewal for the same 2 vehicles, 2 drivers and 6-month term
  • Higher liability limits at a lower premium, in this case
  • $234 less over six months for this client

It doesn’t show

  • That your price will go down: every situation is different
  • That every coverage got better: only the liability limits were compared here
  • Deductibles and other coverages, which we review individually for each client

We add new examples only after a client’s result has been checked and anonymized.

Ready to compare your options?

Call or text 224-431-4444, or request a free quote online. Office visits by appointment only.

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